What should I do if I receive a bad survey?

We provide actionable next steps including specialist recommendations, cost estimates, and prioritisation guidance.

Should I pull out of my property deal?

Our experts can help you understand risks and guide decision-making without bias.

How do I conduct proper due diligence before buying a period home?

We provide a full pre-purchase package including surveys, technical reports, and contractor quotes to give you complete insight before purchase.

Home

Services

Blogs

Home

Services

Blogs

Exchange to Completion Timeline | House Buying Process Explained

Explains what happens between exchange and completion in England, including legal obligations and moving prep.

Exchange to Completion Timeline | House Buying Process Explained

What Happens Between Exchange and Completion?

Once contracts are exchanged, the sale becomes legally binding. Completion follows in 1–4 weeks, depending on the chain.

Key Steps

Buildings Insurance — Required from exchange day.
Final Mortgage Arrangements — Lender releases funds to your solicitor.
Pre-Completion Checklist — Confirm removals, utilities, and funds.
Completion Day — Ownership transfers, keys released.

Shorter gaps (a few days) are common for vacant homes. Longer gaps suit chains or movers needing time to pack.

Related Guides

Steps to Complete House Purchase

Do I Need Buildings Insurance Before Completion?

Need help coordinating your purchase or reviewing your survey? Book a quick consultation

What Happens Between Exchange and Completion?

Once contracts are exchanged, the sale becomes legally binding. Completion follows in 1–4 weeks, depending on the chain.

Key Steps

Buildings Insurance — Required from exchange day.
Final Mortgage Arrangements — Lender releases funds to your solicitor.
Pre-Completion Checklist — Confirm removals, utilities, and funds.
Completion Day — Ownership transfers, keys released.

Shorter gaps (a few days) are common for vacant homes. Longer gaps suit chains or movers needing time to pack.

Related Guides

Steps to Complete House Purchase

Do I Need Buildings Insurance Before Completion?

Need help coordinating your purchase or reviewing your survey? Book a quick consultation

Disclaimer

This article provides general guidance only and should not replace professional surveying advice. Always consult qualified specialists (CSRT-qualified damp surveyors, PCA members, or RICS surveyors) for property-specific recommendations.

The cost estimates provided are typical ranges (excluding VAT) as of October 2025 but vary significantly by region, property type, and scope of works. Always obtain written quotes for your specific circumstances.

We are not liable for decisions made based on this information. Property purchase is a significant financial commitment - seek independent professional advice appropriate to your situation.